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IBPS Clerk Eligibility 2021 - Age, Education

With IBPS Clerk 2021 Notification being published, it will be good to know about IBPS Clerk Eligibility. We will look at all factors related to IBPS Clerk Eligibility in this blog. It would Include Age Limit & Age relaxation, Educational qualification, Nationality.

IBPS Clerk 2021 Eligibility 

Institute of Banking Personnel Selection (IBPS) conducts the exam for selecting eligible candidates to employ in different banks. The aspiring candidates need to understand IBPS clerk eligibility criteria from the official notification issued by the institute every year. However, to make it easy for you to know whether you fulfil the IBPS clerk eligibility criteria, here is the detailed description of the eligibility criteria in the simplest yet accurate manner:

Educational Qualification: 

  • The candidate should be a Graduate in any discipline. The graduation should have been done from a University recognised by the Government of India.
  • Any other equivalent qualification recognised as such by the Central Government is also permissible. The candidate should have valid proof or certificate of the qualification/Graduation degree.
  • At the time of registering online for the examination the candidate need to mention the percentage of marks obtained in Graduation, therefore, they should have the valid marksheet or Degree Certificate at the time of registration.
  • Ex-servicemen who do not possess the above civil examination qualifications should be matriculated, ex-servicemen. They should have completed not less than 15 years of service in the Armed forces of the Union and have obtained the Army special certificate of education or corresponding certificate in the Navy or Air force.

Computer Literacy: 

The candidate should have the knowledge of operating and working on computers with a valid certificate or degree or diploma in computer operations or languages. Or the candidate should have studied Computer or Information Technology as one of the subjects in High School/College/Institute.

Language Proficiency: 

The candidate must be proficient in reading/writing and speaking the official language of the State/Union Territory in which he/she wishes to apply for the vacancy.

Age Limit: 

The minimum age limit for candidates to apply for the IBPS clerk exam is 20 years and the maximum age limit is 28 years. Relaxation in the maximum/upper age limit has been provided for various categories which are summarized as under:-

Sl. No.CategoryAge Relaxation
1Scheduled Caste (SC)/Scheduled Tribes (ST)5 years
2Other Backward Caste (OBC) Non-creamy layer3 years
3Persons with disability10 years
4Ex-Servicemen/Disabled Ex-ServicemenThe actual period of service rendered in Defense forces 3 years, subject to a maximum age limit of 50 years
5Disabled Ex-Servicemen belonging to Scheduled Caste (SC)/Scheduled Tribe (ST)The actual period of service rendered in Defense forces 8 years, subject to a maximum age limit of 50 years
6Widows/Divorced Women/Women legally separated from their husbands who have not remarried9 years
7A person affected by the 1984 riots5 years
8A regular employee of Union Carbide factory, Bhopal retrenched from service (Only applicable for Madhya Pradesh state)5 years

It is to be noted that candidates seeking age relaxation will be required to submit a valid certificate or proof in original/photocopy at the time of joining and at any subsequent stage of the recruitment process as required by the Institute of Banking Personnel Selection or the bank in which the candidate is to be posted.


A candidate must be either –

 (a) a citizen of India or;

 (b) a subject of Nepal or Bhutan or;

(c) a Tibetan refugee who came over to India with the intention of permanently settling in India provided that he came to India before 1st January 1962 or;

(d) a person of Indian origin who has migrated from Srilanka, Burma, Pakistan, East African countries of Uganda, Kenya, the United Republic of Tanzania, Zambia, Malawi, Zaire, Vietnam, and Ethiopia with the intention of permanently settling in India.                                     

It is also important to note that candidates belonging to countries other than India are required to produce a valid eligibility certificate duly issued by the prescribed authority of the Government of India.

Are persons with disabilities eligible for the IBPS clerk exam? 

As per the “Rights of Persons with Disabilities Act, 2016,” the persons with disabilities as mentioned in the schedule of this Act are identified as eligible for the reservation. The post is considered suitable for persons with the categories of disabilities as noted in this Act and notified by the Department of Empowerment of Persons with Disabilities from time to time. The people with the following benchmark disabilities are eligible for a reservation:

  • Leprosy cured person- It means a person cured of leprosy and has sufficient mobility in their hands and feet to engage in normal economic activity.
  • Orthopedically challenged person- They are covered under locomotors disability with the following benchmark category: One Arm affected(right or left), One Leg affected (right or left), One Arm and One Leg affected, Both Legs affected but not arms.
  • Cerebral Palsy
  • Dwarfism
  • Acid attack victims
  • Blindness
  • Visual impairment
  • Low vision
  • Hearing-impaired
  • Deaf
  • Hard of hearing
  • Intellectual disability category includes Autism Spectrum Disorder, Specific Learning Disability, Mental Illness, but does not include retardation which is a state of arrested or incomplete development of the mind of a person especially characterized by subnormality of intelligence.

It is important to note here that a disability certificate issued by a competent authority as per the guidelines of the Government of India is required to be submitted by the person who falls under any of the above-mentioned disability categories to avail the benefit of this reservation.

Also, the visually impaired candidates and candidates whose writing speed is adversely affected permanently for any reason can use their own scribe at their own cost and shall be eligible for compensatory time of 20 minutes or otherwise for every hour of the examination. 

IBPS clerk is a highly competitive exam and the candidates need to have good accuracy and time management skills to successfully secure a place in the merit list prepared on the basis of the cut-off criteria. The candidates should regularly practice mock tests to improve their speed and accuracy. Apart from clearing the exams, it is also necessary for the candidates to have a positive attitude towards the work to be performed by them after their selection. 

The candidates should be willing to serve the bank and the public with dedication and responsibility. The IBPS clerk eligibility should be properly checked by the candidates while applying for the exam. Also, all the necessary documents and certificates should be kept ready for verification at the time of final recruitment.  The candidates should keep themselves updated with the conditions of eligibility for the IBPS clerk exam to avoid any hindrance in their selection process.


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How much does an IBPS Clerk make?

In IBPS, a Clerk’s basic pay is Rs.11765.

When will the IBPS Clerk exam cut-off be announced? +

Along with the scorecard, the IBPS Clerk cut-off is released. Candidates will be able to see both the sectional and overall cut-off marks for their respective categories.

What exactly does an IBPS clerk do? +

Documentation and back-office work are the key responsibilities of an IBPS Clerk. Verifying documents and countersigning cheques and bank drafts are also part of the job description.

Can a candidate apply for the IBPS Clerk exam after passing class 12th? +

No, after passing class 12th, a candidate cannot apply for the IBPS Clerk examination. To apply for the exam, a candidate must have at least a Bachelor’s degree in any discipline.

How many times can you take the IBPS Clerk exam? +

The IBPS Clerk test does not have a set number of attempts. A candidate may apply for as long as he or she is qualified for the examination.

Is there any negative marking in the IBPS Clerk exam? +

Yes, for each incorrectly marked response, 0.25 points are deducted. Because the prelims and mains computer-based examinations have negative marking, candidates must be extremely cautious while answering questions.

How many Vacancies are announced for IBPS Clerk 2021 Recruitment +

As per the IBPS Clerk 2021 notification released by IBPS, 5830 IBPS Clerk Vacancies are announced.

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